Frequently Asked Questions

RECREATIONAL VEHICLE INSURANCE

Did you know?

RVs that are for personal, recreational use can be insured for up to 250 days per year, which gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.

What is Liability Coverage?

Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured motorist coverage, and more.

What is Vacation Liability? 

Since your RV policy covers you while you're on the road, Vacation Liability coverage is for when you stop driving and start using your recreational vehicle as a temporary residence.

What about Roadside Assistance for my RV? 

Roadside has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation, and meal coverage.

How will damages to my RV be settled? 

You may be able to choose how your Comprehensive and Collision coverage will be handled in the event of a covered total loss. Options tailored to your needs can include:

   Stated Value - market value/actual cash value of the RV

   Agreed Value – the insured amount, regardless of the current market value

   Replacement Cost – we will replace your insured RV with a new RV that is most like it

What is Personal Effect Coverage? 

Personal Effect Coverage provides replacement cost for damage or loss to items typically used with your RV when physical damage coverage is selected. 

What resources are available on the road if my RV breaks down? 

Customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we partner with have skilled claims teams who will work with you to get your RV repaired and back on the road.

How can I lower my premium? 

Ask us at Creekside whether you qualify for safe driver discounts, original owner discounts, package discounts, and more. 

 

You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars, and boats. It will also simplify your life.

What other coverages might I consider?

Other additional coverage can include Accident Forgiveness, Pet coverage, Diminishing Deductible, and more.

RV INSURANCE

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